Michigan Lake House, by Danny Foster– The Architectural Review
Main living space is punctuated by a 15ft thermally-broken ‘Nanawall’; the main wind intake, this passively cools the house. s30_50. Roof with a view to greener pastures: the roof surface is 100% vegetation for solar deflection and …  read more…

The Messerschmidt Team's Blog » Blog Archive » Open House on …
VIEW AS A LIST … On August 08, 2009 at 15:00 PM, you are invited to an Open House at 142 N Lake Dr in Lake Poinsett. If you are looking for a lake property in this area, don’t miss this rare opportunity to visit this magnificent property. For a preview of this lake property, check out my site at http://www.messerschmidtrealty.com. Please do not hesitate to Contact Me if you have any questions or wish to schedule a private showing. COMMENTS (0) …  read more…

Market Conditions: Sales of High End Homes are Frozen
“How does losing $300K on house you paid too much for beat living in a $700 a month studio in Lakeview? ” Because you lived in a nice house for 5 yeares instead of paying $700 a month to live in a cramped shithole? …  read more…

From Google Blog Search

The Upper Peninsula of Michigan: A Different World
An official welcome to the UP and a hearty hello from all of the Yupers. Go to Paradise, twice. Paradise is at the junction of M123 and the road which goes to Whitefish Point, the Graveyard of the Gre…  read more…

Greater Visakhapatnam Realestate property VUDA Plots near IT hub Madhurawada Kapuluppada vuda layout
Visakhapatnam ‘BRUNDAVAN ESTATES” VUDA approved Plots for Sale in Kapuluppada facing 100 feet Road from NH5 to Beach

At a Glance

Location: Kapuluppada, Bheemunipatnam Mandal Visakhapatnam …  read more…

A Riskless and Intoxicating Range of Lake Houses
Lake Arrowhead: A Riskless and Intoxicating Range to Go

What more can you need for if you receive to have an offer wherein you can rest and Live On section of a residential area close in an area …  read more…

From GoArticles.com

Powered by Revver

Open Question: Gulf Coast University North Lake dorms come with TV?
I remember During Open House, when Viewing a couple they each had a Living Room TV. Are they part of the dorm, or did the residents bring one in?

  read more…

Open Question: Does Florida Gulf Coast University North Lake Dorm come with TV?
I remember During Open House, when Viewing a couple they each had a Living Room TV. Are they part of the dorm, or did the residents bring one in?

  read more…

Open Question: What city and state???
I am looking for a house any thing up to 520,000. I want a beautiful view. What place has the mountains like Salt Lake City? I love the White looking mountains. I think they are so pretty! It also has to be a good neighborhood for my kid. Thank you. P.S please state the city and state so i can look up on it thank you!

  read more…

Powered by Yahoo! Answers

 A house with a view to the sea/lake
Posted by jemm via FriendFeed  

 Human Resource Generalist — Phoenix House Foundation, Inc. — Lake View Terrace, CA http://bit.ly/pXTS1
Posted by projectjobs via Twitter  

 Stunning Lake Views Beautiful Studio room (All bills &amp internet included) (South Norwood, Price: £125pw)
Posted by emmeffe via London Flatshare: Houses and Flats to share  

 Camping Geek
Posted by iphigenie via blipfoto.com – snapped by a curious mind  

 matching blue la-z-boy reclines (lake county)
Posted by sameerb via craigslist | free stuff in SF bay area  

 The Citadel : Europe’s first floating apartment is ecological, recreational and residential
Posted by jluvisions via Popgadget: Personal Tech for Women  

 Lake View Foreclosure For Sale: 4BR/4.5BA Single Family House in Cypress, TX, $347,400 – http://postlets.com/res/2535629
Posted by sottolaw via foreclosure – Twitter Search  

 New to Market: Architect Edward Fickett in Los Feliz
Posted by unloveablesteve via Technorati Search for: “education” AND (system OR revolution OR alternative OR home)  

Recently Being Discussed on FriendFeed

Technorati Tags: lake view house

When you’ve found and made an offer to buy a home, you will be given an opportunity to hire a home inspector to get the home checked out. At the home inspection the home inspector examine the exterior parts and visible structure of the home. There are seven exterior areas the home inspector will focus on.

1. Eaves and Trim – When inspecting the eaves and trim, the home inspector will look for signs of damage or rotted wood. Often times that the eaves and trim will be examined by using a ladder or with binoculars. In addition, if the home has gutters installed, the home inspector will determine if they are clean and secured to the home.

2. Exterior Wall Covering – The home inspector will report what kind of the exterior wall covering is installed on the home. The most common kinds are include wood, vinyl, stucco, and brick. The home inspector will report on the condition of the wall covering.

3. Paint and Caulking – The home inspector will report on the general condition of the painted exterior areas like the siding, windows, doors, porches, etc. In addition, the caulking will also be examined around the doors and windows.

4. Doors and Windows – The doors and windows will be examined to determine the material they are made of. The home inspector will discuss any defects and overall condition of the doors and windows.

5. Screens and Storm Doors – The home inspector will document any missing or torn screens. If the home has exterior storm doors installed, the home inspector will document any defects to the storm doors.

6. Porches, Patios, Decks and Balconies – All porches, decks, patios, and balconies installed on the home will be analyzed and any defects like loose steps and railings, wood to soil contact, rusted hardware, etc. Defects will be included in the home inspection report.

7. Additions – Many homes, particularly older ones, have had additional square footage added to them. The home inspector will comment on the connection of the main home and the addition and any defects that exist in the structure where the two sections meet.

Technorati Tags: finance, home, house, property, Real Estate

In today’s world, the economy has affected many parts of the nation’s business, including the housing market. Many homeowners are turning to the option of renting their home to help pay for the mortgage. There are many homes for rent in Utah for this reason and looking for tenants to occupy them. There is no clear-cut answer as to whether renting is the best option right now for homeowners, but for tenants, it’s is a great option right now in this economy.

If you were thinking about buying a home and would be a first-time buyer, you would need good credit to get a home. However, bank approvals are hard to get and appraisal values may drop in the process. If you can’t get an approval right now, renting would be the best way to save up enough money to increase the down payment you’d put on a home and would also improve your credit rating.

KeyRenter looks for tenants to fill the rental homes in Utah for their clients. They put up a listing of all their rental homes available with and easy application to be a tenant right under each listing. KeyRenter knows how important it is for a potential tenant to be comfortable renting a home so they talk out each step and explain each process.

They also help the tenant understand all the features in the rental home and places to go in the surrounding community. As a Utah property management company, they are able to access several homes for rent in Utah and provide quality service for them. As a tenant you’d be working directly with KeyRenter on contracts, rent payments, and maintenance issues of the home.

If you are a person who recently face foreclosure on your home, then your credit score may not be great due to that fact. It is in this case that you should act quickly in renting a place before your credit gets any worse since many landlords look at credit scores when deciding on applicants.

If homeowners are facing a hard time with their home and payments, they should consider renting it out to help pay the mortgage and go through KeyRenter to find that a tenant quickly. Right now is the prime time to be renting out your home to save the value of it for the future and it’s also a great time for people to find a rental to live in until they can afford to buy a home.

Technorati Tags: Homes for Rent Utah, Landlord, Lease, Leasing, Moving, Real Estate, Rent, Rental homes Utah, Rental Industry, Renting, Tenant, utah homes for rent, Utah property management, utah rental homes

So you decided to sell your home, you have picked the a real estate agent, and have listed your home. There have been several open houses and some interest and you have finally received an offer. How do you tell if this is a good offer or not? Of course, your agent will help in that department, but, remember, they are there to sell your home they don’t have any idea what will work for you and your family.

First thing you should look at is the buyer’s financing. Are they able to get a loan or are they just hoping to qualify? The best case scenario would be that they are pre-approved which means that a bank/lender has taken a look at their income, credit, and down payment and has agreed that they would qualify for a certain amount of financing. This is a good indication that the loan will go through. As a seller, you or your agent has the right to contact the bank and make sure the information presented is correct and that the bank has verified income, employment, and down payment funds.

Next, you should consider if the buyer has put down a substantial down payment. The larger amount, the better for the sale to go through. The more money the seller has invested in the contract, the less likely they will be to back out. If the amount of money put down is not sufficient for your liking, then you have the right to ask for more.

Be sure to look for special conditions within the contract that you cannot meet or control. For example :If a buyer must sell his home first before purchasing your home.This condition requires you to factor in other questions. Does he have any offers on his home now or any approved buyers? He does have his house listed with an agent, doesn’t he? If there are any clauses that you do not understand, you must clarify them in writing.

One other thing that you must realize in the real estate contract you will receive is there are dates and deadlines that must be reviewed. There is a certain rhythm for things to happen. For instance, there should be an inspection, appraisal, loan approval, and the closing date. These items should not have excessive time allotted to each by the buyer. For example, the closing date must allow time for the bank process to be completed including the underwriting, appraisal, and paperwork. The inspection date should be close to the contract date to allow time for any problems to be resolved quickly by the seller so the contract can be completed.

Any of the above mentioned items can void your contract. Be sure you understand all that is being asked of you, make sure the terms listed and set in all the documents make sense to you, before you complete the sale.

Technorati Tags: buying a house, Investing, marketing, Real Estate, real estate investor, sales

Moisture from basements usually come from the subsoil or ground. The condition outside your home is unpredictable such as weather conditions and drainage leaks therefore makes your basement vulnerable to dampness and moisture. When excessive moisture sets in, there is a high probability of damage to your basement. In building or remodeling your basement, it is very important to apply the right basement waterproofing product. Otherwise, your basement walls and floors will end up in bad shape in the long run and sooner than you expected.

Water-Free – Waterproofing ensures that your home basement is safe from leaks in foundations walls, soil moisture seepage, and not to mention condensation from other water deposits. Of the many different types of products in the market, it can be a challenge to find the right stuff. It’s important to know what to look for in a basement waterproofing product.

1. Use the cheapest and safestl. There are a lot of these products that you can find specialized by house construction companies. However economical doesn’t necessarily mean cheap. The best and most sound option is to prioritize safety over cost.

2. Choose non-hazardous types. This is very logical. These products are often chemicals and solutions. If you are not being careful, you might be buying a basement waterproofing product that can cause more damage than good – including health. Check the label and make sure you’re not buying the one that is corrosive or requires extremely careful application.

3. Make sure it’s non-flammable. Again, it’s mentioned that most these products are made of chemicals and solutions. You wouldn’t want to use a basement waterproofing product that is not safe to use. Especially in a basement where accessibility is challenged, emergency situations should be anticipated and safety must be on top of your priority list.

4. Choose a product that effectively gets rid of mold, mildew, and bacteria caused by moisture. If moisture is left unattended, it not only causes your bad odor in your basement but health concerns too. Sure, a lot of them would say they’re the most effective. If you’re doubtful, ask a friend or a contractor. Your investment in a high quality waterproofing product must not be compromised. Look for the best in the market. You will find that it’s worth every penny.

5. Select liquid rubber coating products. Some companies offer this innovative and unique type of basement waterproofing product. This is usually applied on floors and wall intersection joints. It has strong adhesive properties and penetrates down into the surface to provide a tight seal off the entry of moisture.

Today, there are already several waterproofing products in the market that are equally effective. Check out your local hardware. If not, try to do a little bit of research in the internet. You should take time to get this done right. Labels on a basement waterproofing product will usually claim that they’re the best. But all of them claim to do the same thing. Take note of the items listed above and consult people too. There should be a product that best meet your expectations.

Technorati Tags: basement remodeling, basement waterproofing product, family, home, home accessories, home improvement, home repair, Real Estate

There are two main considerations when looking for the best way to consolidate debt. Most financial services professionals will offer the solution that makes the most sense for them, whereas the borrower (you) need to determine whether it makes financially in terms of how much you save in interest and how much you can increase your monthly cash flow. Both objectives are seldom met and as a result borrowers need to prioritize how they repay their debt, even if it not always the best way to consolidate debt. The options presented here allow borrower to achieve both — reduced interest costs and improved cash flow. Other alternatives will be reviewed elsewhere.

Without question, the best way to consolidate debt involves using home equity. Provided the borrower has enough equity, he or she can secure a Home Equity Line of Credit, can refinance an existing First Mortgage, or can obtain a second mortgage. Since rates given on credit that is secured are by far much more attractive than unsecured rates, using home equity is clearly the best way to consolidate debt. These three options will be discussed in greater detail here.

1. Home Equity Line of Credit. Although the HELOC is not the absolute best way to consolidate debt, it offers a great deal of flexibility. Already, we know that the rates charged on Home Equity Lines of Credit are lower than unsecured debt. More importantly, however, is that most HELOC’s require minimal monthly payments, some as low as “interest only.” So, the borrower realizes both benefits – a lower interest rate as well as lower monthly cash-outflow. Keep in mind, however, that while the HELOC consider a best way to consolidate debt, making the interest-only payments will not improve your net worth unless you are investing aggressively. In order to improve your net worth, you need to eliminate the debt.

2. Refinancing a First Mortgage. This would be the best way to consolidate debt in almost every instance. Although breaking the term on an existing mortgage may involve fees or penalties, borrowers need to consider the overall picture. Namely, how much they will save in annual interest costs and how much they can improve their monthly cash flow by consolidating all debt under one umbrella. Since First Mortgage rates are clearly far below existing consumer debt rates, borrowers benefit in terms of reducing their debt costs. As well, since mortgages can be amortized over extended periods of time, they most often benefit in terms of cash flow improvement as well. The largest drawback to refinancing a mortgage is that is eats up your available home equity rather quickly, which can result in stressful, sleepless nights when real estate prices plummet as they did in 2007 and last year.

3. Getting a Second Mortgage. With Second Mortgages, borrowers are likely to pay steeper rates than First Mortgages and Home Equity Lines of Credit. Despite this, Second Mortgages quite often come with preferred repayment terms, such as interest only. This means that the borrower can cut back on their monthly payment obligations rather substantially, even though they are not making much progress financially. With a Second Mortgage, borrowers are usually left with no other option; they cannot qualify for a HELOC or a refinance on their First Mortgage. Although interest savings are minimal and Second Mortgages are indeed the least favorable of the debt consolidation methods examined here, they do provide preferred rates and terms compared to unsecured options.

Borrowers seeking the best way to consolidate debt should always consider their “secured” options first. These will help borrowers become financially better off on two fronts. The first is in total interest costs paid. The Second is in an improvement to cash flow. Regardless of which options makes the most sense for any given borrower, using the equity in the home is definitely the best way to consolidate debt.

Technorati Tags: consolidate debt, debt consolidation, debt repayment, HELOC, mortgage, mortgage refinance, personal finance management, personal mortgage, Real Estate, second mortgage

The roof is one of the components that will be inspected when you order a home inspection for a house you are considering to purchase. Here are seven things the home inspector will look at concerning the roof.

1. Roof Style – In the home inspection report the inspector will comment on the roof style. Homes have many styles such as gable, hip, shed, etc. Sometimes homes will have multiple configurations.

2. Roof Covering – This refers to the type of shingles installed on the home. There are many types like asphalt, architecture, wood shake, standing metal seam, slate, etc. The inspector will also comment on the condition of the roof and if there is evidence of any leaking.

3. Visible Flashing – The visible flashing is defined as the flashing material that is visible without having to remove the roof covering. Many times the flashing may not be visible. If it is not visible, the inspector will comment in the report that the flashing was not visible or not inspected.

4. Roof Penetrations – Roof penetrations are common sources for leaks. These areas include plumbing sacks, gas vents, and roof vents. As the flashing or rubber boot ages around these areas they tend to develop leaks that can be found from inside the attic.

5. Chimneys – During the home inspection, the inspector will comment on whether or not a chimney is present. If the home has a chimney the inspector will examine the flashing and the height of the chimney to be sure it is in working order.

6. Skylights – The inspector will make a comment about whether skylights are present or not. If present he will examine the flashing around the skylight to determine is there is any leaking.

7. Gutters and Downspouts – The inspector will comment as to if gutters and downspouts are installed on the home and if so are they are clean and secured properly.

In Closing

Many inspectors inspect the roof from the ground with binoculars, from the eave with a ladder, or through a window in a dormer. Most insurance companies prohibit inspectors from walking on the roof due to liability reasons.

Technorati Tags: business, home, house, inspection, land, property, Real Estate, roof

Any renter who has got a pet knows exactly how difficult it is to find a pet-friendly apartment complex that would welcome them with open arms. And that is just too bad because the situation can very easily be remedied with a three-word policy: Responsible Pet Ownership.

Landlords who advertise apartments which are vacant do not always designate that their apartment marketing plan does not include or, more strongly, does not allow occupancy by tenants with pets. However, that sad fact is discovered when the want-to-be tenant appears on the scene. Although many pets are frowned up, the rules are sometimes less rigid when it come to fish, birds (canaries, parrots, macaws, cockatoos, etc.), small cages mammals or rodents (rats, mice, guinea pigs, hamsters, gerbils, rabbits ), reptiles (snakes, lizards, turtles, frogs) and felines (a.k.a. kitty cats).

It’s the dogs, large and small, which are known to be mens (and womens) best friends that have got the bad rap and have acquired the worst reputation for being undesirable and unwanted tenants. That statement is made obvious time and time again by the fact that, on the one hand, many landlords want to fill their vacancy and advertise rentals in newspapers, hang out “Apartment for Rent” signs and sign up with a variety of websites that provide rental advertisement services. On the other hand, the same landlords turn away tenants who respond to the rental advertising on the basis of owning a pet and most specifically a dog.

I suspect that that is so because dogs tend to bark louder than birds chirp, cats mew, snakes hiss and so on.Furthermore, in lots of cases owners of dogs view their pets as equal (or almost equal) members of their families and give them too much free reign. This takes me back to the statement I made earlier – … the situation can very easily be remedied in many cases with a three-word policy: Responsible Pet Ownership.

For anything to do with advertise apartment rentals ; we suggest you do some careful research first and beware of the sharks out there!

But what is Responsible Pet Ownership exactly and how will it make landlords to rethink and then to rewrite their policies as they pertain to pets?

Responsible Pet Ownership is a lifetime commitment the owner must make to their pet and the environment. Responsible Pet Ownership includes:

Providing pets with adequate shelter, water and food. Providing pets proper grooming and sufficient exercise. Making satisfactory arrangements for the pet to be spayed or neutered. Affording pets the companionship they require. Keeping them healthy with timely vaccinations and regular veterinary checks. Licensing the pet with the local authorities. Ensuring that the pet wears an identifying tag at all times. And last but not least is the point which landlords most frequently make against tenants with pets – providing socialization and obedience training.

Socialization and obedience training is truly a huge issue because pets (mostly dogs) which are trained accordingly will usually bark less frequently, will most likely not destroy the property or any parts of it, will not be a threat to other tenants and will not defecate where they are not supposed to. And when and if they do any of those things, their owners will go through all the measures that are necessary to correct such behavior.

Yes, a well socialized and obedient pet, but most particularly a dog, can make the difference between being a menacing tenant or a pleasure to have around.

Technorati Tags: Advertisement, Apartment, apartments, Leasing Renting, Real Estate

I’m a pretty conservative investor. I knew about the hot stocks market, but I’ve always felt that it was pretty risky. I was willing to take lower returns and keep my capital as safe as possible. I was talking to friend who is at least as conservative as me and he told me about Today’s Hot Stocks newsletter. I thought maybe he’d been out on the golf course too long.

Hot stocks are a volatile market with lots of variables. I wasn’t sure that a computer program could really keep track of everything and pick the winners. Since there was a sixty day trial with a money back guarantee, I figured I didn’t really have anything to lose. Since the alerts usually come twenty four hours before I have to take an action, I thought it was worth a try.

That was eight months ago and I have been pleased and surprised by the results that I have gotten using the newsletter and email alerts from Today’s Hot Stocks. The program lets me know what and when to buy and when to sell. I don’t have to agonize over my decisions. I’ve lost on a few stocks, but the ones I made a profit on more than covered the losses by a long shot.

Investing in hot stocks is a risky business and I’d never recommend it as a single strategy for investing. That said, as part of an overall investment strategy, hot stocks can be very profitable if you choose your issues carefully. Today’s Hot Stocks newsletter and email alerts help you do just that. In addition, it is crucial to know when to sell, and Today’s Hot Stocks takes away a lot of the guesswork. Intuition is great, but notoriously unreliable for most people.

I usually use different sources to research my investments and most of those sources are free. I was a little reluctant to pay for a newsletter, but I am glad I decided to pay attention to my friend, even though I thought he was crazy.

I admit that I like the money back guarantee. Today’s Hot Stocks allows you to try the newsletter and email alerts for up to sixty days, and if you aren’t happy they will give you a full refund. I thought I’d be getting that refund, but I am more than satisfied with my results and I’m happy to keep paying for their advice. I wouldn’t even be in this great market if it wasn’t for Today’s Hot Stocks, and of course, my friend.

There are a lot of places, including your broker, where you can get advice on hot stocks. Most of the time they got their information from another source, so the data you’re getting isn’t fresh and may have missed something in the translation. The data from Today’s Hot Stocks comes directly from them to you, so there is less chance of a miscommunication.

I can only say that I am definitely getting my money’s worth and more from the Today’s Hot Stocks newsletter. If you are in the hot stocks market, i strongly suggest you try it, even if only for the sixty day trial. You won’t lose anything, and like me, you may decide that your subscription is worth every cent.

Technorati Tags: business, credit, currency, finance, forex, Investing, market, money, news, personal finance, Real Estate, stocks, trading